Cheaper doesn’t mean better. The old adage goes, “You get what you pay for.” Further, if you’ve seen our library of other programs, you’ll know we deal in the secrets of the elite. And virtually 100% of the elite use this strategy because we’ve been in the trenches with them and seen their finances. I doubt very few could say that. Further, you're paying for the support to help you into your first HELOC so you don’t screw anything up! There are risky things in those contracts, such as: acceleration clauses, freeze/call clauses, credit reporting practices that if they don’t report the HELOC properly will destroy your credit from DAY 1, predatory lending practices because first lien HELOCs are not federally regulated - you can get insane terms hidden in your contract with the wrong bank. We’re here to make sure you don’t make mistakes and end up in something that could crash your credit or have you losing your home!