By using this site and all other sites under its management, you, herein known as “User,” agree to all of the following, including our Terms and Conditions, Return Policy and Privacy Policy. This agreement sets forth rights and obligations as a User of Provider’s website and materials.

Any reliance the User places on such information is at one's own risk. In no event will the Provider be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website. Under no circumstances should the User rely on the content of any information given from the Provider in determining any entity’s tax or other liability, whether that entity presently exists or is to be created.

This website is offered as a vehicle for discussion and debate and for general informational purposes only. The employees of the Provider are not acting as your attorney. The Provider's legal document service is not a substitute for the advice of an attorney. The Provider cannot guarantee that all the information on the site is completely current. The law is a personal matter, and no general information or legal tool, like the kind the Provider offers, can fit every circumstance.

No information on this site should be considered financial, tax, legal, or medical advice. Any information provided is offered as-is, whether on this site or any other associated site, via digital communications or over the phone, constitutes lay opinion, and should not in any way be construed as financial, tax or legal advice. Information, materials, products, and services are based solely on independent extensive research and thorough analysis, believed to be accurate and usable based upon such research and analysis, and are provided without certification, warranty, or guarantee of any kind. The User is solely responsible for the use of any content and holds the Provider and all members and affiliates harmless in any event or claim. No information on this site shall be deemed as advice to or for any User’s particular situation. The Provider assumes no responsibility for errors, omissions, or contrary interpretation of the subject matter herein.

The User understands this product to be an expression of opinions and not professional, financial or legal advice. All information offered is provided for private educational use only. the Provider’s website(s), downloads, emails and products are published with the understanding that the author, publisher and the Provider, jointly and severally, are not engaged in rendering legal, financial, medical, or other professional advice. Any information provided, whether online, in print or over the phone, constitutes lay opinion and assumes no liability whatsoever for errors, omissions, or contrary interpretation of the subject matter herein. All decisions made based on the material in this book are ultimately done at the discretion of the User.

Whilst every effort has been made to accurately represent, there is no guarantee provided. All information is offered as-is. Examples and samples in these materials are not to be interpreted as a promise or guarantee of anything. The User shall adhere to all local, state and federal laws accordingly. Any perceived slights of specific persons, peoples, or organizations are unintentional. The Provider does not provide legal advice, interpretation, or analysis which could be interpreted as the practice of law. The Provider does not and cannot suggest a document to use in any legal situation. All documents are offered as-is and without guarantee.

The Provider is not a licensed financial institution, debt settlement agency, tax adviser, credit counseling agency, credit repair organization, certified financial planner, stockbroker, real estate service provider, insurance provider, broker, law firm, or similar service. Provider does not assist consumers with the settlement of their debts, negotiate with creditors to compromise or work out a payment structure for existing obligations, offer or sell any insurance-related product or service, offer or assist consumers to obtain credit or loans, assist or advise consumers on how to improve credit scores, tax advice, preparation, or any other tax-related service, provide investment advice or guidance, sell or recommend the purchase of any stocks, bonds, retirement accounts, corporate securities, annuities, or any other form of investment vehicle. Provider does not offer any services related to real estate lending, mortgage lending or private lending. Provider does not offer any legal advice or guidance; only a licensed attorney can offer legal advice or provide legal services.

Whilst every effort has been made to accurately state services and their potential, there is no guarantee, expressed or implied. The information is offered as-is. Examples in these materials are not to be interpreted as a promise or guarantee of anything. Any success or failure is entirely dependent on the person using the service, the ideas, and techniques. The Provider does not purport this as a get-rich scheme. The opportunity to obtain the results claimed in the Provider’s materials depends on the time the User devotes to the program, ideas and techniques mentioned, User’s finances, knowledge, and various skills. As these factors differ according to each individual, the Provider cannot guarantee success. Nor is the Provider responsible for any User actions. If the Provider replies to a question, in private or in public, this is not to be construed as advice in any form whatsoever.

Materials in the Provider’s service(s) and website(s) may contain information that includes, or is based upon, forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 (PSLRA). Forward-looking statements give the Provider expectations or forecasts of future events. The User can identify these statements by the fact that they do not relate strictly to historical or current facts. They use words such as anticipate, estimate, expect, project, intend, plan, believe, including other words and terms of similar meaning in connection with a description of potential or performance.

Any forward-looking statements here or on any of the Provider’s materials are intended to express the Provider’s opinion of potential. Many factors will be important in determining User’s actual results, and no guarantees are made that User will achieve results similar to the Provider’s or anybody else’s. In fact, no guarantees are made that User will achieve any results from the ideas and techniques in the Provider’s materials.

Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and/or fees owed by the consumer. Debt relief services may have a negative impact on the consumer’s creditworthiness, and his overall debt amount may increase due to the accumulation of extra fees, including litigation. The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.

If the User purchases anything through a link in an email, this website or elsewhere, the User should assume that the Provider has an affiliate relationship with the company providing the product or service that is purchased, and that the Provider will be paid in some way. The Provider recommends that every User does their own independent research before purchasing anything. The Product may provide, or third parties may provide, links to other sites or resources. Because the Provider has no control over such sites and resources, the User acknowledges and agrees that the Provider is not responsible for the availability of such external sites or resources, and do not endorse and are not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources.

The User further acknowledges and agrees that the Provider shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such site or resource. Users are cautioned to rely on their own judgment about their individual circumstances to act accordingly. The product, service, book or software is not intended for use as a source of legal, business, accounting, or financial advice. All users are advised to seek services of competent professionals in legal, business, accounting, and finance fields. Third-party processor is not affiliated with the Provider in any way, nor does the Provider sponsor or approve any of the third-party processor’s product(s). The Provider expresses no opinion as to the correctness of any of the statements made by this site or in the materials on this site.

Through this website, the User is able to link to other websites that are not under the Provider’s direct control. The Provider has no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

The Provider takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond the Provider’s control.

The User agrees to first notify the Provider of a valid claim in private. If personal resolution attempts fail, parties shall submit the dispute to binding arbitration. Conducted in the county and state of the Provider’s incorporation. The arbitration shall be conducted by a single arbitrator, and such arbitrator shall have no authority to add Parties, vary the provisions of this Agreement, award punitive damages, or certify a class. The arbitrator shall be bound by common law. The User shall render payment for the arbitrator, to be recompensed by the Provider on successful claim. All judgements will be binding and final on both parties. Verdict may not exceed the product price paid. Claims necessitating arbitration under this agreement include, but are not limited to: contract claims, tort claims, claims based on federal and state law, and claims based on local laws, ordinances, statutes, taxes or regulations. Users waive any rights they may have to a jury trial in regard to arbitral claims.

Testimonials appearing on this website are received in various forms via a variety of submission methods. The testimonials reflect the real life experiences of individuals who used our products and/or services; however, results may vary. Individual experiences vary and are not representative of the typical User. Those giving testimonials may have been compensated with free products or discounts. Testimonials may have been edited or shortened for clarity. The Provider is not responsible for the opinions or comments of those giving testimonials, and does not necessarily share the opinions, views or commentary of those postings on this website. All opinions expressed are strictly the views of the reviewer.

Consent is given on submission to copy, use and reproduce all materials submitted. Testimonials are collected in both visual, audio and textual formats. As a User of our products or services, submission of a testimonial gives the Provider permission to reprint, reproduce or use the testimonial in connection with marketing. Testimonial may be used with or without a pseudo name. Provider's right to use the testimonial is perpetual and may be assigned, including for the use of an actor.

You must email contact [AT] any request. The request was not acknowledged if you do not receive confirmation within (48) hours. It is the consumer's responsibility to ensure that all requests are correctly received and acknowledged. You may also mail your request to Private Wealth Academy, 401 East 8th Street, Sioux Falls, South Dakota 57103. All written communications must be sent via registered or certificated USPS mail only. The Provider is not responsible for late submissions, lost communications, or incomplete requests.

LAST UPDATE: 07/04/2023

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