EVERY mortgage contains multiple in-built scams (junk fees, MIP, MI, escrow, etc.) inside of each contract you sign? It's a harsh reality we all have to face, but you'll learn the tricks and how to avoid them - forever! If that doesn't deliver insane value, then you'll at least walk away never looking at a mortgage in the same way. You'll learn the truth of the entire banking system and the wool that has been pulled over our collective eyes!